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Self-pay

What is Self-Pay?

Your employees have to work 240 hours within a 2-month period to keep their benefits. If they don’t work enough hours they have an option to pay for the hours they’re short. This lets them keep their health benefits when they don’t work enough.

Example

  • Maria, an employee, only works 230 hours in 2 months.
  • Maria is short 10 hours.
  • Maria can Self-Pay for the 10 hours and keep her health benefits.

If an employee doesn’t work any hours in a 2 month period, they can keep their benefits by making a “full self-pay.”

If an employee is on maternity leave, they can self-pay for up to 9 consecutive work periods. To make a maternity self-pay, your employee should call Customer Service at 702-733-9938.

How will my employees know if they haven’t worked enough hours?

Your employees will get a Self-Pay notice in the mail from us. They must make the self-payment before the due date to keep their benefits.

Your employees can check how many hours they’ve worked using our app for Android and Apple devices.

When do my employees have to pay?

The due date will be in the letter we mail to your employees. They can also check their Self-Payment due date by using the calculator below. They simply pick the months that they’re short hours to find out the due date. The calculator will also tell them when they’re covered.






The payment is due by:
April 30
Coverage runs:
May 1 to June 30
The payment is due by:
June 30
Coverage runs:
July 1 to August 31
The payment is due by:
August 30
Coverage runs:
September 1 to October 31
The payment is due by:
October 31
Coverage runs:
November 1 to December 31
The payment is due by:
December 31
Coverage runs:
January 1 to February 28/29
The payment is due by:
February 28/29
Coverage runs:
March 1 to April 30

How much do employees have to pay for Self-Pay?

Your employees pay the same amount that you do.

Employees can use the calculator below to check the amount they’ll need to pay to cover missed work hours.

Self-Pay calculator

Enter the number of hours your employee worked:

Hours:
 


How do employees Self-Pay?

There are many ways for your employees to make a self-payment.

  • Pay by phone

    Employees can call 702-733-9938 and follow the prompts.

  • Pay by mail

    Employees can send a check or money order to

    Culinary Health Fund
    1901 Las Vegas Boulevard South
    Suite 107
    Las Vegas, Nevada 89104

  • Use our drop box

    Employees can put their payment in the Customer Service drop box located at 1901 Las Vegas Boulevard South. They should look for the Customer Service door. It’s suite 107.

  • Pay online

    Employees can follow this link to make a self-payment.

  • Use a smartphone

    Employees can use our Customer Service app to Self-Pay on their smartphone.

  • Pay in person

    Employees can bring their payment to the Customer Service Office.

Forms of payment

We accept

  • Cash
  • Checks
  • Money orders
  • Most major credit cards

    • Visa
    • MasterCard
    • Discover
    • American Express — We don’t accept American Express

Things to know about Self-Pay

  • Employees can’t use self-pay to become eligible for benefits. It’s only to keep their benefits once they have them.
  • For each hour they’re short, they pay the same amount that you pay.
  • Self-payments are due at the end of every even-numbered month. This means February, April, June, August, October, and December.
  • Employees can only make 6 full Self-Payments in a row. That’s 1 year total.
  • If they’re short hours and choose not to Self-Pay, they’ll lose their benefits.
  • To become eligible again, they’ll have to restart the process. This means they’ll have to work 360 hours within 3 months to be eligible. They’ll also have a 1-month wait again.